LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,538
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,820
−HK$3,336/mo
Today · 4.125%
HK$112,156
baseline
▲ 0.50% · 4.625%
HK$118,980
+HK$6,824/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,312/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,409
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,558
−HK$3,195/mo
Today · 4.125%
HK$123,753
baseline
▲ 0.50% · 4.625%
HK$130,276
+HK$6,523/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,506/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,645
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,584
−HK$4,003/mo
Today · 4.125%
HK$134,587
baseline
▲ 0.50% · 4.625%
HK$142,776
+HK$8,189/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$269,174/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,891
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,670
−HK$3,833/mo
Today · 4.125%
HK$148,503
baseline
▲ 0.50% · 4.625%
HK$156,331
+HK$7,828/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$297,006/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,753
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$152,348
−HK$4,670/mo
Today · 4.125%
HK$157,018
baseline
▲ 0.50% · 4.625%
HK$166,572
+HK$9,554/mo
Deposit HK$13.88M · loan HK$32.40M · min. income ≈ HK$314,036/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,373
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,782
−HK$4,472/mo
Today · 4.125%
HK$173,254
baseline
▲ 0.50% · 4.625%
HK$182,386
+HK$9,132/mo
Deposit HK$13.88M · loan HK$32.40M · min. income ≈ HK$346,508/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,968
−HK$11,912/mo
▼ 0.25% · 3.875%
HK$195,877
−HK$6,003/mo
Today · 4.125%
HK$201,880
baseline
▲ 0.50% · 4.625%
HK$214,164
+HK$12,284/mo
Deposit HK$4.63M · loan HK$41.65M · min. income ≈ HK$403,760/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,337
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$217,005
−HK$5,750/mo
Today · 4.125%
HK$222,755
baseline
▲ 0.50% · 4.625%
HK$234,497
+HK$11,742/mo
Deposit HK$4.63M · loan HK$41.65M · min. income ≈ HK$445,510/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,035 · Scale 2, in force from 26 Feb 2026)