LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,539
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,822
−HK$3,335/mo
Today · 4.125%
HK$112,157
baseline
▲ 0.50% · 4.625%
HK$118,982
+HK$6,825/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,314/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,411
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$120,560
−HK$3,194/mo
Today · 4.125%
HK$123,754
baseline
▲ 0.50% · 4.625%
HK$130,278
+HK$6,524/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,508/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,647
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,586
−HK$4,003/mo
Today · 4.125%
HK$134,589
baseline
▲ 0.50% · 4.625%
HK$142,778
+HK$8,189/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$269,178/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,893
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,672
−HK$3,833/mo
Today · 4.125%
HK$148,505
baseline
▲ 0.50% · 4.625%
HK$156,333
+HK$7,828/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$297,010/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,754
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,350
−HK$4,670/mo
Today · 4.125%
HK$157,020
baseline
▲ 0.50% · 4.625%
HK$166,574
+HK$9,554/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,040/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,375
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,784
−HK$4,472/mo
Today · 4.125%
HK$173,256
baseline
▲ 0.50% · 4.625%
HK$182,389
+HK$9,133/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,512/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,970
−HK$11,913/mo
▼ 0.25% · 3.875%
HK$195,879
−HK$6,004/mo
Today · 4.125%
HK$201,883
baseline
▲ 0.50% · 4.625%
HK$214,167
+HK$12,284/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,766/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,340
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$217,008
−HK$5,750/mo
Today · 4.125%
HK$222,758
baseline
▲ 0.50% · 4.625%
HK$234,500
+HK$11,742/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,516/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,062 · Scale 2, in force from 26 Feb 2026)