LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,540
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,823
−HK$3,335/mo
Today · 4.125%
HK$112,158
baseline
▲ 0.50% · 4.625%
HK$118,983
+HK$6,825/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,316/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,412
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$120,561
−HK$3,194/mo
Today · 4.125%
HK$123,755
baseline
▲ 0.50% · 4.625%
HK$130,279
+HK$6,524/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,510/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,648
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,587
−HK$4,003/mo
Today · 4.125%
HK$134,590
baseline
▲ 0.50% · 4.625%
HK$142,779
+HK$8,189/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$269,180/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,894
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,673
−HK$3,833/mo
Today · 4.125%
HK$148,506
baseline
▲ 0.50% · 4.625%
HK$156,334
+HK$7,828/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$297,012/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,756
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$152,352
−HK$4,669/mo
Today · 4.125%
HK$157,021
baseline
▲ 0.50% · 4.625%
HK$166,576
+HK$9,555/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,042/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,377
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,785
−HK$4,472/mo
Today · 4.125%
HK$173,257
baseline
▲ 0.50% · 4.625%
HK$182,390
+HK$9,133/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,514/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,971
−HK$11,913/mo
▼ 0.25% · 3.875%
HK$195,881
−HK$6,003/mo
Today · 4.125%
HK$201,884
baseline
▲ 0.50% · 4.625%
HK$214,169
+HK$12,285/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,768/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,341
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$217,009
−HK$5,750/mo
Today · 4.125%
HK$222,759
baseline
▲ 0.50% · 4.625%
HK$234,501
+HK$11,742/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,518/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,076 · Scale 2, in force from 26 Feb 2026)