LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,546
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,829
−HK$3,335/mo
Today · 4.125%
HK$112,164
baseline
▲ 0.50% · 4.625%
HK$118,989
+HK$6,825/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,328/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,418
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,568
−HK$3,194/mo
Today · 4.125%
HK$123,762
baseline
▲ 0.50% · 4.625%
HK$130,286
+HK$6,524/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,524/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,655
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,594
−HK$4,003/mo
Today · 4.125%
HK$134,597
baseline
▲ 0.50% · 4.625%
HK$142,787
+HK$8,190/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$269,194/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,902
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,681
−HK$3,834/mo
Today · 4.125%
HK$148,515
baseline
▲ 0.50% · 4.625%
HK$156,343
+HK$7,828/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$297,030/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,764
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,360
−HK$4,670/mo
Today · 4.125%
HK$157,030
baseline
▲ 0.50% · 4.625%
HK$166,585
+HK$9,555/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,060/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,386
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,795
−HK$4,472/mo
Today · 4.125%
HK$173,267
baseline
▲ 0.50% · 4.625%
HK$182,400
+HK$9,133/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,534/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,982
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,892
−HK$6,004/mo
Today · 4.125%
HK$201,896
baseline
▲ 0.50% · 4.625%
HK$214,181
+HK$12,285/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,792/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,353
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$217,022
−HK$5,750/mo
Today · 4.125%
HK$222,772
baseline
▲ 0.50% · 4.625%
HK$234,515
+HK$11,743/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,544/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)