LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,547
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$108,830
−HK$3,336/mo
Today · 4.125%
HK$112,166
baseline
▲ 0.50% · 4.625%
HK$118,991
+HK$6,825/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,332/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,420
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,569
−HK$3,195/mo
Today · 4.125%
HK$123,764
baseline
▲ 0.50% · 4.625%
HK$130,288
+HK$6,524/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,528/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,657
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,596
−HK$4,003/mo
Today · 4.125%
HK$134,599
baseline
▲ 0.50% · 4.625%
HK$142,789
+HK$8,190/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$269,198/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,904
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,683
−HK$3,834/mo
Today · 4.125%
HK$148,517
baseline
▲ 0.50% · 4.625%
HK$156,345
+HK$7,828/mo
Deposit HK$18.51M · loan HK$27.77M · min. income ≈ HK$297,034/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,766
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,362
−HK$4,670/mo
Today · 4.125%
HK$157,032
baseline
▲ 0.50% · 4.625%
HK$166,587
+HK$9,555/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,064/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,388
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,797
−HK$4,473/mo
Today · 4.125%
HK$173,270
baseline
▲ 0.50% · 4.625%
HK$182,403
+HK$9,133/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,540/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,985
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,894
−HK$6,005/mo
Today · 4.125%
HK$201,899
baseline
▲ 0.50% · 4.625%
HK$214,184
+HK$12,285/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,798/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,356
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$217,025
−HK$5,750/mo
Today · 4.125%
HK$222,775
baseline
▲ 0.50% · 4.625%
HK$234,518
+HK$11,743/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,550/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,215 · Scale 2, in force from 26 Feb 2026)