LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,549
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,832
−HK$3,335/mo
Today · 4.125%
HK$112,167
baseline
▲ 0.50% · 4.625%
HK$118,993
+HK$6,826/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$224,334/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,422
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,571
−HK$3,195/mo
Today · 4.125%
HK$123,766
baseline
▲ 0.50% · 4.625%
HK$130,290
+HK$6,524/mo
Deposit HK$23.14M · loan HK$23.14M · min. income ≈ HK$247,532/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,658
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,598
−HK$4,003/mo
Today · 4.125%
HK$134,601
baseline
▲ 0.50% · 4.625%
HK$142,791
+HK$8,190/mo
Deposit HK$18.52M · loan HK$27.77M · min. income ≈ HK$269,202/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,906
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,685
−HK$3,834/mo
Today · 4.125%
HK$148,519
baseline
▲ 0.50% · 4.625%
HK$156,347
+HK$7,828/mo
Deposit HK$18.52M · loan HK$27.77M · min. income ≈ HK$297,038/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,768
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,364
−HK$4,670/mo
Today · 4.125%
HK$157,034
baseline
▲ 0.50% · 4.625%
HK$166,590
+HK$9,556/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,068/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,390
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,799
−HK$4,473/mo
Today · 4.125%
HK$173,272
baseline
▲ 0.50% · 4.625%
HK$182,405
+HK$9,133/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,544/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,987
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,897
−HK$6,004/mo
Today · 4.125%
HK$201,901
baseline
▲ 0.50% · 4.625%
HK$214,187
+HK$12,286/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,802/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,359
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$217,028
−HK$5,750/mo
Today · 4.125%
HK$222,778
baseline
▲ 0.50% · 4.625%
HK$234,521
+HK$11,743/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,556/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,242 · Scale 2, in force from 26 Feb 2026)