LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,554
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$108,837
−HK$3,336/mo
Today · 4.125%
HK$112,173
baseline
▲ 0.50% · 4.625%
HK$118,998
+HK$6,825/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$224,346/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,427
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$120,577
−HK$3,195/mo
Today · 4.125%
HK$123,772
baseline
▲ 0.50% · 4.625%
HK$130,296
+HK$6,524/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$247,544/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,664
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,604
−HK$4,003/mo
Today · 4.125%
HK$134,607
baseline
▲ 0.50% · 4.625%
HK$142,798
+HK$8,191/mo
Deposit HK$18.52M · loan HK$27.77M · min. income ≈ HK$269,214/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,913
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,692
−HK$3,834/mo
Today · 4.125%
HK$148,526
baseline
▲ 0.50% · 4.625%
HK$156,355
+HK$7,829/mo
Deposit HK$18.52M · loan HK$27.77M · min. income ≈ HK$297,052/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,775
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,372
−HK$4,670/mo
Today · 4.125%
HK$157,042
baseline
▲ 0.50% · 4.625%
HK$166,598
+HK$9,556/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,084/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,398
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,808
−HK$4,472/mo
Today · 4.125%
HK$173,280
baseline
▲ 0.50% · 4.625%
HK$182,414
+HK$9,134/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,560/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,997
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,907
−HK$6,004/mo
Today · 4.125%
HK$201,911
baseline
▲ 0.50% · 4.625%
HK$214,197
+HK$12,286/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,822/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,369
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$217,038
−HK$5,751/mo
Today · 4.125%
HK$222,789
baseline
▲ 0.50% · 4.625%
HK$234,533
+HK$11,744/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,578/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,338 · Scale 2, in force from 26 Feb 2026)