LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,557
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,841
−HK$3,336/mo
Today · 4.125%
HK$112,177
baseline
▲ 0.50% · 4.625%
HK$119,002
+HK$6,825/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$224,354/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,431
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$120,581
−HK$3,195/mo
Today · 4.125%
HK$123,776
baseline
▲ 0.50% · 4.625%
HK$130,300
+HK$6,524/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$247,552/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,669
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,609
−HK$4,003/mo
Today · 4.125%
HK$134,612
baseline
▲ 0.50% · 4.625%
HK$142,803
+HK$8,191/mo
Deposit HK$18.52M · loan HK$27.78M · min. income ≈ HK$269,224/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,918
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,697
−HK$3,834/mo
Today · 4.125%
HK$148,531
baseline
▲ 0.50% · 4.625%
HK$156,360
+HK$7,829/mo
Deposit HK$18.52M · loan HK$27.78M · min. income ≈ HK$297,062/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,780
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,377
−HK$4,670/mo
Today · 4.125%
HK$157,047
baseline
▲ 0.50% · 4.625%
HK$166,603
+HK$9,556/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,094/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,404
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,813
−HK$4,473/mo
Today · 4.125%
HK$173,286
baseline
▲ 0.50% · 4.625%
HK$182,420
+HK$9,134/mo
Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$346,572/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,003
−HK$11,915/mo
▼ 0.25% · 3.875%
HK$195,913
−HK$6,005/mo
Today · 4.125%
HK$201,918
baseline
▲ 0.50% · 4.625%
HK$214,204
+HK$12,286/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$403,836/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,377
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$217,046
−HK$5,751/mo
Today · 4.125%
HK$222,797
baseline
▲ 0.50% · 4.625%
HK$234,540
+HK$11,743/mo
Deposit HK$4.63M · loan HK$41.66M · min. income ≈ HK$445,594/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,404 · Scale 2, in force from 26 Feb 2026)