LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,566
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,850
−HK$3,336/mo
Today · 4.125%
HK$112,186
baseline
▲ 0.50% · 4.625%
HK$119,012
+HK$6,826/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$224,372/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,441
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$120,591
−HK$3,195/mo
Today · 4.125%
HK$123,786
baseline
▲ 0.50% · 4.625%
HK$130,311
+HK$6,525/mo
Deposit HK$23.15M · loan HK$23.15M · min. income ≈ HK$247,572/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,679
−HK$7,944/mo
▼ 0.25% · 3.875%
HK$130,620
−HK$4,003/mo
Today · 4.125%
HK$134,623
baseline
▲ 0.50% · 4.625%
HK$142,815
+HK$8,192/mo
Deposit HK$18.52M · loan HK$27.78M · min. income ≈ HK$269,246/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,930
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$144,709
−HK$3,835/mo
Today · 4.125%
HK$148,544
baseline
▲ 0.50% · 4.625%
HK$156,374
+HK$7,830/mo
Deposit HK$18.52M · loan HK$27.78M · min. income ≈ HK$297,088/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,793
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,390
−HK$4,671/mo
Today · 4.125%
HK$157,061
baseline
▲ 0.50% · 4.625%
HK$166,617
+HK$9,556/mo
Deposit HK$13.89M · loan HK$32.41M · min. income ≈ HK$314,122/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,418
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,828
−HK$4,473/mo
Today · 4.125%
HK$173,301
baseline
▲ 0.50% · 4.625%
HK$182,436
+HK$9,135/mo
Deposit HK$13.89M · loan HK$32.41M · min. income ≈ HK$346,602/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,019
−HK$11,916/mo
▼ 0.25% · 3.875%
HK$195,930
−HK$6,005/mo
Today · 4.125%
HK$201,935
baseline
▲ 0.50% · 4.625%
HK$214,222
+HK$12,287/mo
Deposit HK$4.63M · loan HK$41.67M · min. income ≈ HK$403,870/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,394
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$217,064
−HK$5,751/mo
Today · 4.125%
HK$222,815
baseline
▲ 0.50% · 4.625%
HK$234,560
+HK$11,745/mo
Deposit HK$4.63M · loan HK$41.67M · min. income ≈ HK$445,630/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,967,571 · Scale 2, in force from 26 Feb 2026)