LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,559
−HK$662/mo
▼ 0.25% · 3.875%
HK$10,888
−HK$333/mo
Today · 4.125%
HK$11,221
baseline
▲ 0.50% · 4.625%
HK$11,904
+HK$683/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,442/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,747
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,062
−HK$319/mo
Today · 4.125%
HK$12,381
baseline
▲ 0.50% · 4.625%
HK$13,034
+HK$653/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,762/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,671
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,065
−HK$400/mo
Today · 4.125%
HK$13,465
baseline
▲ 0.50% · 4.625%
HK$14,285
+HK$820/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,930/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,096
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,474
−HK$384/mo
Today · 4.125%
HK$14,858
baseline
▲ 0.50% · 4.625%
HK$15,641
+HK$783/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,716/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,783
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,243
−HK$467/mo
Today · 4.125%
HK$15,710
baseline
▲ 0.50% · 4.625%
HK$16,666
+HK$956/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,420/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,446
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,887
−HK$447/mo
Today · 4.125%
HK$17,334
baseline
▲ 0.50% · 4.625%
HK$18,248
+HK$914/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,668/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,006
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,598
−HK$600/mo
Today · 4.125%
HK$20,198
baseline
▲ 0.50% · 4.625%
HK$21,427
+HK$1,229/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,396/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,144
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,711
−HK$576/mo
Today · 4.125%
HK$22,287
baseline
▲ 0.50% · 4.625%
HK$23,461
+HK$1,174/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$44,574/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,565 · Scale 2, in force from 26 Feb 2026)