LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,616
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$108,902
−HK$3,337/mo
Today · 4.125%
HK$112,239
baseline
▲ 0.50% · 4.625%
HK$119,069
+HK$6,830/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$224,478/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,497
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$120,648
−HK$3,197/mo
Today · 4.125%
HK$123,845
baseline
▲ 0.50% · 4.625%
HK$130,373
+HK$6,528/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$247,690/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,739
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$130,682
−HK$4,005/mo
Today · 4.125%
HK$134,687
baseline
▲ 0.50% · 4.625%
HK$142,883
+HK$8,196/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$269,374/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,996
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$144,778
−HK$3,836/mo
Today · 4.125%
HK$148,614
baseline
▲ 0.50% · 4.625%
HK$156,448
+HK$7,834/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$297,228/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,863
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$152,462
−HK$4,673/mo
Today · 4.125%
HK$157,135
baseline
▲ 0.50% · 4.625%
HK$166,696
+HK$9,561/mo
Deposit HK$13.90M · loan HK$32.42M · min. income ≈ HK$314,270/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,496
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$168,908
−HK$4,475/mo
Today · 4.125%
HK$173,383
baseline
▲ 0.50% · 4.625%
HK$182,522
+HK$9,139/mo
Deposit HK$13.90M · loan HK$32.42M · min. income ≈ HK$346,766/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,109
−HK$11,922/mo
▼ 0.25% · 3.875%
HK$196,023
−HK$6,008/mo
Today · 4.125%
HK$202,031
baseline
▲ 0.50% · 4.625%
HK$214,324
+HK$12,293/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$404,062/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,495
−HK$11,426/mo
▼ 0.25% · 3.875%
HK$217,167
−HK$5,754/mo
Today · 4.125%
HK$222,921
baseline
▲ 0.50% · 4.625%
HK$234,671
+HK$11,750/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$445,842/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,503 · Scale 2, in force from 26 Feb 2026)