LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,621
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,907
−HK$3,338/mo
Today · 4.125%
HK$112,245
baseline
▲ 0.50% · 4.625%
HK$119,075
+HK$6,830/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$224,490/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,503
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$120,654
−HK$3,197/mo
Today · 4.125%
HK$123,851
baseline
▲ 0.50% · 4.625%
HK$130,379
+HK$6,528/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$247,702/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,746
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$130,688
−HK$4,006/mo
Today · 4.125%
HK$134,694
baseline
▲ 0.50% · 4.625%
HK$142,890
+HK$8,196/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$269,388/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,003
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$144,785
−HK$3,836/mo
Today · 4.125%
HK$148,621
baseline
▲ 0.50% · 4.625%
HK$156,455
+HK$7,834/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$297,242/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,870
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$152,470
−HK$4,673/mo
Today · 4.125%
HK$157,143
baseline
▲ 0.50% · 4.625%
HK$166,704
+HK$9,561/mo
Deposit HK$13.90M · loan HK$32.42M · min. income ≈ HK$314,286/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,504
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$168,916
−HK$4,475/mo
Today · 4.125%
HK$173,391
baseline
▲ 0.50% · 4.625%
HK$182,531
+HK$9,140/mo
Deposit HK$13.90M · loan HK$32.42M · min. income ≈ HK$346,782/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,118
−HK$11,923/mo
▼ 0.25% · 3.875%
HK$196,032
−HK$6,009/mo
Today · 4.125%
HK$202,041
baseline
▲ 0.50% · 4.625%
HK$214,334
+HK$12,293/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$404,082/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,505
−HK$11,427/mo
▼ 0.25% · 3.875%
HK$217,177
−HK$5,755/mo
Today · 4.125%
HK$222,932
baseline
▲ 0.50% · 4.625%
HK$234,683
+HK$11,751/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$445,864/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,599 · Scale 2, in force from 26 Feb 2026)