LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,562
−HK$663/mo
▼ 0.25% · 3.875%
HK$10,891
−HK$334/mo
Today · 4.125%
HK$11,225
baseline
▲ 0.50% · 4.625%
HK$11,907
+HK$682/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,450/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,750
−HK$635/mo
▼ 0.25% · 3.875%
HK$12,065
−HK$320/mo
Today · 4.125%
HK$12,385
baseline
▲ 0.50% · 4.625%
HK$13,038
+HK$653/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,770/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,675
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,069
−HK$400/mo
Today · 4.125%
HK$13,469
baseline
▲ 0.50% · 4.625%
HK$14,289
+HK$820/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,938/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,100
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,479
−HK$383/mo
Today · 4.125%
HK$14,862
baseline
▲ 0.50% · 4.625%
HK$15,646
+HK$784/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,724/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,787
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,247
−HK$467/mo
Today · 4.125%
HK$15,714
baseline
▲ 0.50% · 4.625%
HK$16,670
+HK$956/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,428/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,450
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,892
−HK$447/mo
Today · 4.125%
HK$17,339
baseline
▲ 0.50% · 4.625%
HK$18,253
+HK$914/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,678/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,012
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,603
−HK$601/mo
Today · 4.125%
HK$20,204
baseline
▲ 0.50% · 4.625%
HK$21,433
+HK$1,229/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,408/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,151
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$575/mo
Today · 4.125%
HK$22,293
baseline
▲ 0.50% · 4.625%
HK$23,468
+HK$1,175/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$44,586/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,701 · Scale 2, in force from 26 Feb 2026)