LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,630
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,916
−HK$3,338/mo
Today · 4.125%
HK$112,254
baseline
▲ 0.50% · 4.625%
HK$119,085
+HK$6,831/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$224,508/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,513
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$120,664
−HK$3,198/mo
Today · 4.125%
HK$123,862
baseline
▲ 0.50% · 4.625%
HK$130,390
+HK$6,528/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$247,724/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,756
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,699
−HK$4,006/mo
Today · 4.125%
HK$134,705
baseline
▲ 0.50% · 4.625%
HK$142,902
+HK$8,197/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$269,410/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,015
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$144,797
−HK$3,837/mo
Today · 4.125%
HK$148,634
baseline
▲ 0.50% · 4.625%
HK$156,469
+HK$7,835/mo
Deposit HK$18.53M · loan HK$27.79M · min. income ≈ HK$297,268/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,883
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$152,482
−HK$4,674/mo
Today · 4.125%
HK$157,156
baseline
▲ 0.50% · 4.625%
HK$166,719
+HK$9,563/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,312/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,518
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$168,930
−HK$4,476/mo
Today · 4.125%
HK$173,406
baseline
▲ 0.50% · 4.625%
HK$182,547
+HK$9,141/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,812/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,135
−HK$11,923/mo
▼ 0.25% · 3.875%
HK$196,049
−HK$6,009/mo
Today · 4.125%
HK$202,058
baseline
▲ 0.50% · 4.625%
HK$214,353
+HK$12,295/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$404,116/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,523
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$217,196
−HK$5,755/mo
Today · 4.125%
HK$222,951
baseline
▲ 0.50% · 4.625%
HK$234,703
+HK$11,752/mo
Deposit HK$4.63M · loan HK$41.69M · min. income ≈ HK$445,902/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,766 · Scale 2, in force from 26 Feb 2026)