LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,641
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,927
−HK$3,338/mo
Today · 4.125%
HK$112,265
baseline
▲ 0.50% · 4.625%
HK$119,096
+HK$6,831/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$224,530/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,524
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$120,676
−HK$3,198/mo
Today · 4.125%
HK$123,874
baseline
▲ 0.50% · 4.625%
HK$130,403
+HK$6,529/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$247,748/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,769
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,712
−HK$4,006/mo
Today · 4.125%
HK$134,718
baseline
▲ 0.50% · 4.625%
HK$142,916
+HK$8,198/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$269,436/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,029
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$144,811
−HK$3,837/mo
Today · 4.125%
HK$148,648
baseline
▲ 0.50% · 4.625%
HK$156,484
+HK$7,836/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$297,296/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,897
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,497
−HK$4,674/mo
Today · 4.125%
HK$157,171
baseline
▲ 0.50% · 4.625%
HK$166,735
+HK$9,564/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,342/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,534
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,947
−HK$4,476/mo
Today · 4.125%
HK$173,423
baseline
▲ 0.50% · 4.625%
HK$182,564
+HK$9,141/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,846/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,153
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$196,068
−HK$6,009/mo
Today · 4.125%
HK$202,077
baseline
▲ 0.50% · 4.625%
HK$214,373
+HK$12,296/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,154/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,543
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$217,217
−HK$5,756/mo
Today · 4.125%
HK$222,973
baseline
▲ 0.50% · 4.625%
HK$234,726
+HK$11,753/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$445,946/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,958 · Scale 2, in force from 26 Feb 2026)