LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,641
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$108,927
−HK$3,339/mo
Today · 4.125%
HK$112,266
baseline
▲ 0.50% · 4.625%
HK$119,097
+HK$6,831/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$224,532/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,525
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$120,677
−HK$3,197/mo
Today · 4.125%
HK$123,874
baseline
▲ 0.50% · 4.625%
HK$130,404
+HK$6,530/mo
Deposit HK$23.16M · loan HK$23.16M · min. income ≈ HK$247,748/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,770
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,713
−HK$4,006/mo
Today · 4.125%
HK$134,719
baseline
▲ 0.50% · 4.625%
HK$142,917
+HK$8,198/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$269,438/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,030
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$144,812
−HK$3,837/mo
Today · 4.125%
HK$148,649
baseline
▲ 0.50% · 4.625%
HK$156,485
+HK$7,836/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$297,298/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,898
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,498
−HK$4,674/mo
Today · 4.125%
HK$157,172
baseline
▲ 0.50% · 4.625%
HK$166,736
+HK$9,564/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,344/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,535
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,948
−HK$4,476/mo
Today · 4.125%
HK$173,424
baseline
▲ 0.50% · 4.625%
HK$182,566
+HK$9,142/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,848/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,154
−HK$11,925/mo
▼ 0.25% · 3.875%
HK$196,069
−HK$6,010/mo
Today · 4.125%
HK$202,079
baseline
▲ 0.50% · 4.625%
HK$214,375
+HK$12,296/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,158/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,545
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$217,218
−HK$5,756/mo
Today · 4.125%
HK$222,974
baseline
▲ 0.50% · 4.625%
HK$234,727
+HK$11,753/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$445,948/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,968,971 · Scale 2, in force from 26 Feb 2026)