LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,564
−HK$663/mo
▼ 0.25% · 3.875%
HK$10,893
−HK$334/mo
Today · 4.125%
HK$11,227
baseline
▲ 0.50% · 4.625%
HK$11,910
+HK$683/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,454/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,753
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,068
−HK$319/mo
Today · 4.125%
HK$12,387
baseline
▲ 0.50% · 4.625%
HK$13,040
+HK$653/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,774/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,677
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,071
−HK$401/mo
Today · 4.125%
HK$13,472
baseline
▲ 0.50% · 4.625%
HK$14,292
+HK$820/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,944/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,103
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,481
−HK$384/mo
Today · 4.125%
HK$14,865
baseline
▲ 0.50% · 4.625%
HK$15,649
+HK$784/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,730/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,790
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,250
−HK$467/mo
Today · 4.125%
HK$15,717
baseline
▲ 0.50% · 4.625%
HK$16,674
+HK$957/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,434/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,454
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,895
−HK$447/mo
Today · 4.125%
HK$17,342
baseline
▲ 0.50% · 4.625%
HK$18,257
+HK$915/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,684/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,607
−HK$601/mo
Today · 4.125%
HK$20,208
baseline
▲ 0.50% · 4.625%
HK$21,438
+HK$1,230/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,416/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,155
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,722
−HK$575/mo
Today · 4.125%
HK$22,297
baseline
▲ 0.50% · 4.625%
HK$23,473
+HK$1,176/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$44,594/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,788 · Scale 2, in force from 26 Feb 2026)