LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,565
−HK$662/mo
▼ 0.25% · 3.875%
HK$10,894
−HK$333/mo
Today · 4.125%
HK$11,227
baseline
▲ 0.50% · 4.625%
HK$11,911
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,454/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,753
−HK$635/mo
▼ 0.25% · 3.875%
HK$12,069
−HK$319/mo
Today · 4.125%
HK$12,388
baseline
▲ 0.50% · 4.625%
HK$13,041
+HK$653/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,776/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,678
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,072
−HK$401/mo
Today · 4.125%
HK$13,473
baseline
▲ 0.50% · 4.625%
HK$14,293
+HK$820/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,946/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,104
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,482
−HK$384/mo
Today · 4.125%
HK$14,866
baseline
▲ 0.50% · 4.625%
HK$15,650
+HK$784/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,732/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,791
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,251
−HK$467/mo
Today · 4.125%
HK$15,718
baseline
▲ 0.50% · 4.625%
HK$16,675
+HK$957/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,436/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,455
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,896
−HK$448/mo
Today · 4.125%
HK$17,344
baseline
▲ 0.50% · 4.625%
HK$18,258
+HK$914/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,688/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,608
−HK$601/mo
Today · 4.125%
HK$20,209
baseline
▲ 0.50% · 4.625%
HK$21,439
+HK$1,230/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,418/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,156
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,724
−HK$575/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,475
+HK$1,176/mo
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,824 · Scale 2, in force from 26 Feb 2026)