LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,652
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$108,938
−HK$3,339/mo
Today · 4.125%
HK$112,277
baseline
▲ 0.50% · 4.625%
HK$119,109
+HK$6,832/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,554/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,537
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$120,689
−HK$3,198/mo
Today · 4.125%
HK$123,887
baseline
▲ 0.50% · 4.625%
HK$130,417
+HK$6,530/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,774/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,782
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,726
−HK$4,007/mo
Today · 4.125%
HK$134,733
baseline
▲ 0.50% · 4.625%
HK$142,931
+HK$8,198/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$269,466/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,044
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,827
−HK$3,837/mo
Today · 4.125%
HK$148,664
baseline
▲ 0.50% · 4.625%
HK$156,500
+HK$7,836/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$297,328/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,913
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$152,513
−HK$4,675/mo
Today · 4.125%
HK$157,188
baseline
▲ 0.50% · 4.625%
HK$166,752
+HK$9,564/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,376/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,551
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$168,964
−HK$4,477/mo
Today · 4.125%
HK$173,441
baseline
▲ 0.50% · 4.625%
HK$182,584
+HK$9,143/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,882/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,173
−HK$11,926/mo
▼ 0.25% · 3.875%
HK$196,089
−HK$6,010/mo
Today · 4.125%
HK$202,099
baseline
▲ 0.50% · 4.625%
HK$214,396
+HK$12,297/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,198/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,566
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$217,240
−HK$5,756/mo
Today · 4.125%
HK$222,996
baseline
▲ 0.50% · 4.625%
HK$234,751
+HK$11,755/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$445,992/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,166 · Scale 2, in force from 26 Feb 2026)