LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,653
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$108,939
−HK$3,339/mo
Today · 4.125%
HK$112,278
baseline
▲ 0.50% · 4.625%
HK$119,110
+HK$6,832/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,556/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,538
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$120,690
−HK$3,198/mo
Today · 4.125%
HK$123,888
baseline
▲ 0.50% · 4.625%
HK$130,418
+HK$6,530/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,776/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,784
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$130,727
−HK$4,007/mo
Today · 4.125%
HK$134,734
baseline
▲ 0.50% · 4.625%
HK$142,932
+HK$8,198/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$269,468/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,045
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,828
−HK$3,838/mo
Today · 4.125%
HK$148,666
baseline
▲ 0.50% · 4.625%
HK$156,502
+HK$7,836/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$297,332/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,914
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$152,515
−HK$4,675/mo
Today · 4.125%
HK$157,190
baseline
▲ 0.50% · 4.625%
HK$166,754
+HK$9,564/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,380/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,553
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$168,966
−HK$4,477/mo
Today · 4.125%
HK$173,443
baseline
▲ 0.50% · 4.625%
HK$182,586
+HK$9,143/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,886/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,175
−HK$11,926/mo
▼ 0.25% · 3.875%
HK$196,091
−HK$6,010/mo
Today · 4.125%
HK$202,101
baseline
▲ 0.50% · 4.625%
HK$214,398
+HK$12,297/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,202/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,568
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$217,242
−HK$5,757/mo
Today · 4.125%
HK$222,999
baseline
▲ 0.50% · 4.625%
HK$234,753
+HK$11,754/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$445,998/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,188 · Scale 2, in force from 26 Feb 2026)