LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,654
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$108,941
−HK$3,339/mo
Today · 4.125%
HK$112,280
baseline
▲ 0.50% · 4.625%
HK$119,112
+HK$6,832/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,560/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,539
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$120,692
−HK$3,198/mo
Today · 4.125%
HK$123,890
baseline
▲ 0.50% · 4.625%
HK$130,420
+HK$6,530/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,780/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,785
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,729
−HK$4,007/mo
Today · 4.125%
HK$134,736
baseline
▲ 0.50% · 4.625%
HK$142,934
+HK$8,198/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$269,472/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,047
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,830
−HK$3,837/mo
Today · 4.125%
HK$148,667
baseline
▲ 0.50% · 4.625%
HK$156,504
+HK$7,837/mo
Deposit HK$18.53M · loan HK$27.80M · min. income ≈ HK$297,334/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,916
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$152,517
−HK$4,675/mo
Today · 4.125%
HK$157,192
baseline
▲ 0.50% · 4.625%
HK$166,756
+HK$9,564/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$314,384/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,555
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$168,968
−HK$4,477/mo
Today · 4.125%
HK$173,445
baseline
▲ 0.50% · 4.625%
HK$182,588
+HK$9,143/mo
Deposit HK$13.90M · loan HK$32.43M · min. income ≈ HK$346,890/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,178
−HK$11,925/mo
▼ 0.25% · 3.875%
HK$196,093
−HK$6,010/mo
Today · 4.125%
HK$202,103
baseline
▲ 0.50% · 4.625%
HK$214,401
+HK$12,298/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,206/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,571
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$217,245
−HK$5,756/mo
Today · 4.125%
HK$223,001
baseline
▲ 0.50% · 4.625%
HK$234,756
+HK$11,755/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$446,002/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,211 · Scale 2, in force from 26 Feb 2026)