LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,663
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$108,949
−HK$3,340/mo
Today · 4.125%
HK$112,289
baseline
▲ 0.50% · 4.625%
HK$119,121
+HK$6,832/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,578/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,549
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$120,701
−HK$3,198/mo
Today · 4.125%
HK$123,899
baseline
▲ 0.50% · 4.625%
HK$130,430
+HK$6,531/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,798/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,795
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,739
−HK$4,007/mo
Today · 4.125%
HK$134,746
baseline
▲ 0.50% · 4.625%
HK$142,945
+HK$8,199/mo
Deposit HK$18.54M · loan HK$27.80M · min. income ≈ HK$269,492/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,058
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,842
−HK$3,837/mo
Today · 4.125%
HK$148,679
baseline
▲ 0.50% · 4.625%
HK$156,516
+HK$7,837/mo
Deposit HK$18.54M · loan HK$27.80M · min. income ≈ HK$297,358/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,928
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$152,529
−HK$4,675/mo
Today · 4.125%
HK$157,204
baseline
▲ 0.50% · 4.625%
HK$166,770
+HK$9,566/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$314,408/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,568
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$168,982
−HK$4,477/mo
Today · 4.125%
HK$173,459
baseline
▲ 0.50% · 4.625%
HK$182,603
+HK$9,144/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$346,918/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,193
−HK$11,927/mo
▼ 0.25% · 3.875%
HK$196,109
−HK$6,011/mo
Today · 4.125%
HK$202,120
baseline
▲ 0.50% · 4.625%
HK$214,418
+HK$12,298/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$404,240/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,588
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$217,262
−HK$5,757/mo
Today · 4.125%
HK$223,019
baseline
▲ 0.50% · 4.625%
HK$234,775
+HK$11,756/mo
Deposit HK$4.63M · loan HK$41.70M · min. income ≈ HK$446,038/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,369 · Scale 2, in force from 26 Feb 2026)