Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$46.34M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$147,946
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$152,548
−HK$4,675/mo
Today · 4.125%
HK$157,223
baseline
▲ 0.50% · 4.625%
HK$166,790
+HK$9,567/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$314,446/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,610 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com