LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,679
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,967
−HK$3,339/mo
Today · 4.125%
HK$112,306
baseline
▲ 0.50% · 4.625%
HK$119,140
+HK$6,834/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,612/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,567
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,720
−HK$3,199/mo
Today · 4.125%
HK$123,919
baseline
▲ 0.50% · 4.625%
HK$130,451
+HK$6,532/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,838/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,815
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,760
−HK$4,008/mo
Today · 4.125%
HK$134,768
baseline
▲ 0.50% · 4.625%
HK$142,968
+HK$8,200/mo
Deposit HK$18.54M · loan HK$27.81M · min. income ≈ HK$269,536/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,081
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,864
−HK$3,839/mo
Today · 4.125%
HK$148,703
baseline
▲ 0.50% · 4.625%
HK$156,541
+HK$7,838/mo
Deposit HK$18.54M · loan HK$27.81M · min. income ≈ HK$297,406/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,951
−HK$9,278/mo
▼ 0.25% · 3.875%
HK$152,553
−HK$4,676/mo
Today · 4.125%
HK$157,229
baseline
▲ 0.50% · 4.625%
HK$166,796
+HK$9,567/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$314,458/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,594
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$169,008
−HK$4,479/mo
Today · 4.125%
HK$173,487
baseline
▲ 0.50% · 4.625%
HK$182,631
+HK$9,144/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$346,974/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,223
−HK$11,928/mo
▼ 0.25% · 3.875%
HK$196,140
−HK$6,011/mo
Today · 4.125%
HK$202,151
baseline
▲ 0.50% · 4.625%
HK$214,452
+HK$12,301/mo
Deposit HK$4.63M · loan HK$41.71M · min. income ≈ HK$404,302/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,621
−HK$11,433/mo
▼ 0.25% · 3.875%
HK$217,296
−HK$5,758/mo
Today · 4.125%
HK$223,054
baseline
▲ 0.50% · 4.625%
HK$234,812
+HK$11,758/mo
Deposit HK$4.63M · loan HK$41.71M · min. income ≈ HK$446,108/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,678 · Scale 2, in force from 26 Feb 2026)