LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,682
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$108,970
−HK$3,340/mo
Today · 4.125%
HK$112,310
baseline
▲ 0.50% · 4.625%
HK$119,143
+HK$6,833/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$224,620/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,571
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,724
−HK$3,199/mo
Today · 4.125%
HK$123,923
baseline
▲ 0.50% · 4.625%
HK$130,455
+HK$6,532/mo
Deposit HK$23.17M · loan HK$23.17M · min. income ≈ HK$247,846/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,819
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,764
−HK$4,008/mo
Today · 4.125%
HK$134,772
baseline
▲ 0.50% · 4.625%
HK$142,972
+HK$8,200/mo
Deposit HK$18.54M · loan HK$27.81M · min. income ≈ HK$269,544/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,085
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,869
−HK$3,838/mo
Today · 4.125%
HK$148,707
baseline
▲ 0.50% · 4.625%
HK$156,546
+HK$7,839/mo
Deposit HK$18.54M · loan HK$27.81M · min. income ≈ HK$297,414/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,955
−HK$9,278/mo
▼ 0.25% · 3.875%
HK$152,558
−HK$4,675/mo
Today · 4.125%
HK$157,233
baseline
▲ 0.50% · 4.625%
HK$166,801
+HK$9,568/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$314,466/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,599
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$169,013
−HK$4,479/mo
Today · 4.125%
HK$173,492
baseline
▲ 0.50% · 4.625%
HK$182,637
+HK$9,145/mo
Deposit HK$13.90M · loan HK$32.44M · min. income ≈ HK$346,984/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,228
−HK$11,929/mo
▼ 0.25% · 3.875%
HK$196,146
−HK$6,011/mo
Today · 4.125%
HK$202,157
baseline
▲ 0.50% · 4.625%
HK$214,458
+HK$12,301/mo
Deposit HK$4.63M · loan HK$41.71M · min. income ≈ HK$404,314/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,627
−HK$11,434/mo
▼ 0.25% · 3.875%
HK$217,303
−HK$5,758/mo
Today · 4.125%
HK$223,061
baseline
▲ 0.50% · 4.625%
HK$234,818
+HK$11,757/mo
Deposit HK$4.63M · loan HK$41.71M · min. income ≈ HK$446,122/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$1,969,736 · Scale 2, in force from 26 Feb 2026)