LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,571
−HK$663/mo
▼ 0.25% · 3.875%
HK$10,900
−HK$334/mo
Today · 4.125%
HK$11,234
baseline
▲ 0.50% · 4.625%
HK$11,917
+HK$683/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,468/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,760
−HK$635/mo
▼ 0.25% · 3.875%
HK$12,075
−HK$320/mo
Today · 4.125%
HK$12,395
baseline
▲ 0.50% · 4.625%
HK$13,049
+HK$654/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,790/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,685
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,080
−HK$400/mo
Today · 4.125%
HK$13,480
baseline
▲ 0.50% · 4.625%
HK$14,301
+HK$821/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,960/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,112
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,490
−HK$384/mo
Today · 4.125%
HK$14,874
baseline
▲ 0.50% · 4.625%
HK$15,658
+HK$784/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,748/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,799
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,259
−HK$468/mo
Today · 4.125%
HK$15,727
baseline
▲ 0.50% · 4.625%
HK$16,684
+HK$957/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,454/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,464
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,905
−HK$448/mo
Today · 4.125%
HK$17,353
baseline
▲ 0.50% · 4.625%
HK$18,268
+HK$915/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,706/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,027
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,619
−HK$602/mo
Today · 4.125%
HK$20,221
baseline
▲ 0.50% · 4.625%
HK$21,451
+HK$1,230/mo
Deposit HK$464K · loan HK$4.17M · min. income ≈ HK$40,442/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,168
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,736
−HK$575/mo
Today · 4.125%
HK$22,311
baseline
▲ 0.50% · 4.625%
HK$23,488
+HK$1,177/mo
Deposit HK$464K · loan HK$4.17M · min. income ≈ HK$44,622/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$81,079 · Scale 2, in force from 26 Feb 2026)