LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,721
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,010
−HK$3,341/mo
Today · 4.125%
HK$112,351
baseline
▲ 0.50% · 4.625%
HK$119,187
+HK$6,836/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$224,702/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,614
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,768
−HK$3,200/mo
Today · 4.125%
HK$123,968
baseline
▲ 0.50% · 4.625%
HK$130,503
+HK$6,535/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$247,936/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,865
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$130,812
−HK$4,009/mo
Today · 4.125%
HK$134,821
baseline
▲ 0.50% · 4.625%
HK$143,025
+HK$8,204/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$269,642/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,137
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,922
−HK$3,840/mo
Today · 4.125%
HK$148,762
baseline
▲ 0.50% · 4.625%
HK$156,603
+HK$7,841/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$297,524/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,010
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$152,614
−HK$4,677/mo
Today · 4.125%
HK$157,291
baseline
▲ 0.50% · 4.625%
HK$166,862
+HK$9,571/mo
Deposit HK$13.91M · loan HK$32.45M · min. income ≈ HK$314,582/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,659
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$169,075
−HK$4,480/mo
Today · 4.125%
HK$173,555
baseline
▲ 0.50% · 4.625%
HK$182,704
+HK$9,149/mo
Deposit HK$13.91M · loan HK$32.45M · min. income ≈ HK$347,110/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,298
−HK$11,933/mo
▼ 0.25% · 3.875%
HK$196,217
−HK$6,014/mo
Today · 4.125%
HK$202,231
baseline
▲ 0.50% · 4.625%
HK$214,537
+HK$12,306/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$404,462/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,705
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$217,383
−HK$5,760/mo
Today · 4.125%
HK$223,143
baseline
▲ 0.50% · 4.625%
HK$234,905
+HK$11,762/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$446,286/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,459 · Scale 2, in force from 26 Feb 2026)