LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,724
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,013
−HK$3,341/mo
Today · 4.125%
HK$112,354
baseline
▲ 0.50% · 4.625%
HK$119,190
+HK$6,836/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$224,708/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,617
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,771
−HK$3,200/mo
Today · 4.125%
HK$123,971
baseline
▲ 0.50% · 4.625%
HK$130,506
+HK$6,535/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$247,942/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,869
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,815
−HK$4,009/mo
Today · 4.125%
HK$134,824
baseline
▲ 0.50% · 4.625%
HK$143,028
+HK$8,204/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$269,648/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,140
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,925
−HK$3,840/mo
Today · 4.125%
HK$148,765
baseline
▲ 0.50% · 4.625%
HK$156,607
+HK$7,842/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$297,530/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,013
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$152,618
−HK$4,677/mo
Today · 4.125%
HK$157,295
baseline
▲ 0.50% · 4.625%
HK$166,866
+HK$9,571/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$314,590/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,663
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$169,080
−HK$4,480/mo
Today · 4.125%
HK$173,560
baseline
▲ 0.50% · 4.625%
HK$182,708
+HK$9,148/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$347,120/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,303
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$196,223
−HK$6,014/mo
Today · 4.125%
HK$202,237
baseline
▲ 0.50% · 4.625%
HK$214,542
+HK$12,305/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$404,474/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,710
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$217,388
−HK$5,760/mo
Today · 4.125%
HK$223,148
baseline
▲ 0.50% · 4.625%
HK$234,911
+HK$11,763/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$446,296/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,509 · Scale 2, in force from 26 Feb 2026)