LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,727
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,015
−HK$3,342/mo
Today · 4.125%
HK$112,357
baseline
▲ 0.50% · 4.625%
HK$119,193
+HK$6,836/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$224,714/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,620
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$120,774
−HK$3,201/mo
Today · 4.125%
HK$123,975
baseline
▲ 0.50% · 4.625%
HK$130,509
+HK$6,534/mo
Deposit HK$23.18M · loan HK$23.18M · min. income ≈ HK$247,950/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,872
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$130,819
−HK$4,009/mo
Today · 4.125%
HK$134,828
baseline
▲ 0.50% · 4.625%
HK$143,032
+HK$8,204/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$269,656/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,144
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,929
−HK$3,840/mo
Today · 4.125%
HK$148,769
baseline
▲ 0.50% · 4.625%
HK$156,611
+HK$7,842/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$297,538/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,017
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$152,622
−HK$4,677/mo
Today · 4.125%
HK$157,299
baseline
▲ 0.50% · 4.625%
HK$166,871
+HK$9,572/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$314,598/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,668
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$169,084
−HK$4,480/mo
Today · 4.125%
HK$173,564
baseline
▲ 0.50% · 4.625%
HK$182,713
+HK$9,149/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$347,128/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,308
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$196,228
−HK$6,014/mo
Today · 4.125%
HK$202,242
baseline
▲ 0.50% · 4.625%
HK$214,548
+HK$12,306/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$404,484/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,716
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$217,394
−HK$5,760/mo
Today · 4.125%
HK$223,154
baseline
▲ 0.50% · 4.625%
HK$234,917
+HK$11,763/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$446,308/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,562 · Scale 2, in force from 26 Feb 2026)