LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,738
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,027
−HK$3,341/mo
Today · 4.125%
HK$112,368
baseline
▲ 0.50% · 4.625%
HK$119,206
+HK$6,838/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,736/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,632
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$120,787
−HK$3,200/mo
Today · 4.125%
HK$123,987
baseline
▲ 0.50% · 4.625%
HK$130,523
+HK$6,536/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$247,974/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,885
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$130,832
−HK$4,010/mo
Today · 4.125%
HK$134,842
baseline
▲ 0.50% · 4.625%
HK$143,047
+HK$8,205/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$269,684/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,158
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$144,944
−HK$3,841/mo
Today · 4.125%
HK$148,785
baseline
▲ 0.50% · 4.625%
HK$156,627
+HK$7,842/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$297,570/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,033
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$152,637
−HK$4,678/mo
Today · 4.125%
HK$157,315
baseline
▲ 0.50% · 4.625%
HK$166,888
+HK$9,573/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$314,630/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,685
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$169,101
−HK$4,481/mo
Today · 4.125%
HK$173,582
baseline
▲ 0.50% · 4.625%
HK$182,732
+HK$9,150/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$347,164/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,328
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$196,248
−HK$6,015/mo
Today · 4.125%
HK$202,263
baseline
▲ 0.50% · 4.625%
HK$214,570
+HK$12,307/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$404,526/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,737
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$217,416
−HK$5,761/mo
Today · 4.125%
HK$223,177
baseline
▲ 0.50% · 4.625%
HK$234,941
+HK$11,764/mo
Deposit HK$4.64M · loan HK$41.73M · min. income ≈ HK$446,354/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,763 · Scale 2, in force from 26 Feb 2026)