LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,574
−HK$663/mo
▼ 0.25% · 3.875%
HK$10,903
−HK$334/mo
Today · 4.125%
HK$11,237
baseline
▲ 0.50% · 4.625%
HK$11,921
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,474/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,764
−HK$635/mo
▼ 0.25% · 3.875%
HK$12,079
−HK$320/mo
Today · 4.125%
HK$12,399
baseline
▲ 0.50% · 4.625%
HK$13,053
+HK$654/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,798/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,689
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,084
−HK$401/mo
Today · 4.125%
HK$13,485
baseline
▲ 0.50% · 4.625%
HK$14,305
+HK$820/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,970/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,116
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,495
−HK$384/mo
Today · 4.125%
HK$14,879
baseline
▲ 0.50% · 4.625%
HK$15,663
+HK$784/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,758/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,804
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,264
−HK$468/mo
Today · 4.125%
HK$15,732
baseline
▲ 0.50% · 4.625%
HK$16,689
+HK$957/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,464/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,469
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,911
−HK$448/mo
Today · 4.125%
HK$17,359
baseline
▲ 0.50% · 4.625%
HK$18,274
+HK$915/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,718/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,033
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,625
−HK$602/mo
Today · 4.125%
HK$20,227
baseline
▲ 0.50% · 4.625%
HK$21,458
+HK$1,231/mo
Deposit HK$464K · loan HK$4.17M · min. income ≈ HK$40,454/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,742
−HK$576/mo
Today · 4.125%
HK$22,318
baseline
▲ 0.50% · 4.625%
HK$23,495
+HK$1,177/mo
Deposit HK$464K · loan HK$4.17M · min. income ≈ HK$44,636/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$81,225 · Scale 2, in force from 26 Feb 2026)