LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,745
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$109,034
−HK$3,342/mo
Today · 4.125%
HK$112,376
baseline
▲ 0.50% · 4.625%
HK$119,214
+HK$6,838/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,752/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,640
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,795
−HK$3,201/mo
Today · 4.125%
HK$123,996
baseline
▲ 0.50% · 4.625%
HK$130,532
+HK$6,536/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$247,992/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,894
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$130,841
−HK$4,010/mo
Today · 4.125%
HK$134,851
baseline
▲ 0.50% · 4.625%
HK$143,056
+HK$8,205/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$269,702/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,168
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$144,954
−HK$3,841/mo
Today · 4.125%
HK$148,795
baseline
▲ 0.50% · 4.625%
HK$156,638
+HK$7,843/mo
Deposit HK$18.55M · loan HK$27.82M · min. income ≈ HK$297,590/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,042
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$152,647
−HK$4,679/mo
Today · 4.125%
HK$157,326
baseline
▲ 0.50% · 4.625%
HK$166,899
+HK$9,573/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$314,652/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,696
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$169,113
−HK$4,481/mo
Today · 4.125%
HK$173,594
baseline
▲ 0.50% · 4.625%
HK$182,744
+HK$9,150/mo
Deposit HK$13.91M · loan HK$32.46M · min. income ≈ HK$347,188/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,340
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$196,261
−HK$6,015/mo
Today · 4.125%
HK$202,276
baseline
▲ 0.50% · 4.625%
HK$214,584
+HK$12,308/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$404,552/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,752
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$217,431
−HK$5,761/mo
Today · 4.125%
HK$223,192
baseline
▲ 0.50% · 4.625%
HK$234,957
+HK$11,765/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$446,384/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,970,895 · Scale 2, in force from 26 Feb 2026)