LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,761
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$109,050
−HK$3,343/mo
Today · 4.125%
HK$112,393
baseline
▲ 0.50% · 4.625%
HK$119,232
+HK$6,839/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,786/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,658
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,813
−HK$3,201/mo
Today · 4.125%
HK$124,014
baseline
▲ 0.50% · 4.625%
HK$130,551
+HK$6,537/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$248,028/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,913
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$130,860
−HK$4,011/mo
Today · 4.125%
HK$134,871
baseline
▲ 0.50% · 4.625%
HK$143,078
+HK$8,207/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$269,742/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,189
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$144,976
−HK$3,841/mo
Today · 4.125%
HK$148,817
baseline
▲ 0.50% · 4.625%
HK$156,661
+HK$7,844/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$297,634/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,065
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$152,670
−HK$4,680/mo
Today · 4.125%
HK$157,350
baseline
▲ 0.50% · 4.625%
HK$166,924
+HK$9,574/mo
Deposit HK$13.91M · loan HK$32.47M · min. income ≈ HK$314,700/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,721
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$169,138
−HK$4,482/mo
Today · 4.125%
HK$173,620
baseline
▲ 0.50% · 4.625%
HK$182,772
+HK$9,152/mo
Deposit HK$13.91M · loan HK$32.47M · min. income ≈ HK$347,240/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,369
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$196,291
−HK$6,016/mo
Today · 4.125%
HK$202,307
baseline
▲ 0.50% · 4.625%
HK$214,617
+HK$12,310/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$404,614/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,784
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$217,464
−HK$5,762/mo
Today · 4.125%
HK$223,226
baseline
▲ 0.50% · 4.625%
HK$234,992
+HK$11,766/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$446,452/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,193 · Scale 2, in force from 26 Feb 2026)