LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,763
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$109,052
−HK$3,343/mo
Today · 4.125%
HK$112,395
baseline
▲ 0.50% · 4.625%
HK$119,234
+HK$6,839/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,790/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,660
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,815
−HK$3,202/mo
Today · 4.125%
HK$124,017
baseline
▲ 0.50% · 4.625%
HK$130,554
+HK$6,537/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$248,034/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,915
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$130,863
−HK$4,011/mo
Today · 4.125%
HK$134,874
baseline
▲ 0.50% · 4.625%
HK$143,081
+HK$8,207/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$269,748/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,192
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$144,978
−HK$3,842/mo
Today · 4.125%
HK$148,820
baseline
▲ 0.50% · 4.625%
HK$156,664
+HK$7,844/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$297,640/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,068
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$152,673
−HK$4,680/mo
Today · 4.125%
HK$157,353
baseline
▲ 0.50% · 4.625%
HK$166,927
+HK$9,574/mo
Deposit HK$13.91M · loan HK$32.47M · min. income ≈ HK$314,706/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,724
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$169,142
−HK$4,481/mo
Today · 4.125%
HK$173,623
baseline
▲ 0.50% · 4.625%
HK$182,775
+HK$9,152/mo
Deposit HK$13.91M · loan HK$32.47M · min. income ≈ HK$347,246/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,373
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$196,294
−HK$6,017/mo
Today · 4.125%
HK$202,311
baseline
▲ 0.50% · 4.625%
HK$214,621
+HK$12,310/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$404,622/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,788
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$217,468
−HK$5,762/mo
Today · 4.125%
HK$223,230
baseline
▲ 0.50% · 4.625%
HK$234,997
+HK$11,767/mo
Deposit HK$4.64M · loan HK$41.74M · min. income ≈ HK$446,460/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,230 · Scale 2, in force from 26 Feb 2026)