LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,771
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,061
−HK$3,343/mo
Today · 4.125%
HK$112,404
baseline
▲ 0.50% · 4.625%
HK$119,243
+HK$6,839/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,808/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,669
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,825
−HK$3,202/mo
Today · 4.125%
HK$124,027
baseline
▲ 0.50% · 4.625%
HK$130,564
+HK$6,537/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$248,054/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,925
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,873
−HK$4,012/mo
Today · 4.125%
HK$134,885
baseline
▲ 0.50% · 4.625%
HK$143,092
+HK$8,207/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$269,770/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,203
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,990
−HK$3,842/mo
Today · 4.125%
HK$148,832
baseline
▲ 0.50% · 4.625%
HK$156,677
+HK$7,845/mo
Deposit HK$18.55M · loan HK$27.83M · min. income ≈ HK$297,664/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,079
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$152,686
−HK$4,679/mo
Today · 4.125%
HK$157,365
baseline
▲ 0.50% · 4.625%
HK$166,941
+HK$9,576/mo
Deposit HK$13.92M · loan HK$32.47M · min. income ≈ HK$314,730/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,737
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$169,155
−HK$4,482/mo
Today · 4.125%
HK$173,637
baseline
▲ 0.50% · 4.625%
HK$182,790
+HK$9,153/mo
Deposit HK$13.92M · loan HK$32.47M · min. income ≈ HK$347,274/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,388
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$196,310
−HK$6,017/mo
Today · 4.125%
HK$202,327
baseline
▲ 0.50% · 4.625%
HK$214,638
+HK$12,311/mo
Deposit HK$4.64M · loan HK$41.75M · min. income ≈ HK$404,654/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,805
−HK$11,443/mo
▼ 0.25% · 3.875%
HK$217,485
−HK$5,763/mo
Today · 4.125%
HK$223,248
baseline
▲ 0.50% · 4.625%
HK$235,015
+HK$11,767/mo
Deposit HK$4.64M · loan HK$41.75M · min. income ≈ HK$446,496/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,389 · Scale 2, in force from 26 Feb 2026)