LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,776
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$109,067
−HK$3,343/mo
Today · 4.125%
HK$112,410
baseline
▲ 0.50% · 4.625%
HK$119,249
+HK$6,839/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$224,820/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,675
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,831
−HK$3,202/mo
Today · 4.125%
HK$124,033
baseline
▲ 0.50% · 4.625%
HK$130,571
+HK$6,538/mo
Deposit HK$23.19M · loan HK$23.19M · min. income ≈ HK$248,066/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,932
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,880
−HK$4,012/mo
Today · 4.125%
HK$134,892
baseline
▲ 0.50% · 4.625%
HK$143,099
+HK$8,207/mo
Deposit HK$18.56M · loan HK$27.83M · min. income ≈ HK$269,784/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,210
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,998
−HK$3,841/mo
Today · 4.125%
HK$148,839
baseline
▲ 0.50% · 4.625%
HK$156,685
+HK$7,846/mo
Deposit HK$18.56M · loan HK$27.83M · min. income ≈ HK$297,678/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,087
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$152,693
−HK$4,680/mo
Today · 4.125%
HK$157,373
baseline
▲ 0.50% · 4.625%
HK$166,949
+HK$9,576/mo
Deposit HK$13.92M · loan HK$32.47M · min. income ≈ HK$314,746/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,745
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$169,164
−HK$4,482/mo
Today · 4.125%
HK$173,646
baseline
▲ 0.50% · 4.625%
HK$182,799
+HK$9,153/mo
Deposit HK$13.92M · loan HK$32.47M · min. income ≈ HK$347,292/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,398
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$196,320
−HK$6,017/mo
Today · 4.125%
HK$202,337
baseline
▲ 0.50% · 4.625%
HK$214,649
+HK$12,312/mo
Deposit HK$4.64M · loan HK$41.75M · min. income ≈ HK$404,674/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,815
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$217,496
−HK$5,763/mo
Today · 4.125%
HK$223,259
baseline
▲ 0.50% · 4.625%
HK$235,028
+HK$11,769/mo
Deposit HK$4.64M · loan HK$41.75M · min. income ≈ HK$446,518/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,489 · Scale 2, in force from 26 Feb 2026)