LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,798
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,089
−HK$3,344/mo
Today · 4.125%
HK$112,433
baseline
▲ 0.50% · 4.625%
HK$119,274
+HK$6,841/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$224,866/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,699
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,856
−HK$3,202/mo
Today · 4.125%
HK$124,058
baseline
▲ 0.50% · 4.625%
HK$130,598
+HK$6,540/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$248,116/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,958
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$130,907
−HK$4,012/mo
Today · 4.125%
HK$134,919
baseline
▲ 0.50% · 4.625%
HK$143,129
+HK$8,210/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$269,838/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,239
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$145,027
−HK$3,843/mo
Today · 4.125%
HK$148,870
baseline
▲ 0.50% · 4.625%
HK$156,717
+HK$7,847/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$297,740/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,117
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,725
−HK$4,681/mo
Today · 4.125%
HK$157,406
baseline
▲ 0.50% · 4.625%
HK$166,983
+HK$9,577/mo
Deposit HK$13.92M · loan HK$32.48M · min. income ≈ HK$314,812/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,779
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$169,198
−HK$4,484/mo
Today · 4.125%
HK$173,682
baseline
▲ 0.50% · 4.625%
HK$182,837
+HK$9,155/mo
Deposit HK$13.92M · loan HK$32.48M · min. income ≈ HK$347,364/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,437
−HK$11,942/mo
▼ 0.25% · 3.875%
HK$196,360
−HK$6,019/mo
Today · 4.125%
HK$202,379
baseline
▲ 0.50% · 4.625%
HK$214,693
+HK$12,314/mo
Deposit HK$4.64M · loan HK$41.76M · min. income ≈ HK$404,758/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,859
−HK$11,446/mo
▼ 0.25% · 3.875%
HK$217,541
−HK$5,764/mo
Today · 4.125%
HK$223,305
baseline
▲ 0.50% · 4.625%
HK$235,076
+HK$11,771/mo
Deposit HK$4.64M · loan HK$41.76M · min. income ≈ HK$446,610/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,971,894 · Scale 2, in force from 26 Feb 2026)