LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,580
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,910
−HK$334/mo
Today · 4.125%
HK$11,244
baseline
▲ 0.50% · 4.625%
HK$11,928
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,488/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,771
−HK$636/mo
▼ 0.25% · 3.875%
HK$12,086
−HK$321/mo
Today · 4.125%
HK$12,407
baseline
▲ 0.50% · 4.625%
HK$13,061
+HK$654/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,814/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,697
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,092
−HK$401/mo
Today · 4.125%
HK$13,493
baseline
▲ 0.50% · 4.625%
HK$14,314
+HK$821/mo
Deposit HK$1.86M · loan HK$2.78M · min. income ≈ HK$26,986/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,125
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,504
−HK$384/mo
Today · 4.125%
HK$14,888
baseline
▲ 0.50% · 4.625%
HK$15,673
+HK$785/mo
Deposit HK$1.86M · loan HK$2.78M · min. income ≈ HK$29,776/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,813
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,273
−HK$469/mo
Today · 4.125%
HK$15,742
baseline
▲ 0.50% · 4.625%
HK$16,699
+HK$957/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,484/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,479
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,921
−HK$448/mo
Today · 4.125%
HK$17,369
baseline
▲ 0.50% · 4.625%
HK$18,285
+HK$916/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,738/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,045
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,637
−HK$602/mo
Today · 4.125%
HK$20,239
baseline
▲ 0.50% · 4.625%
HK$21,471
+HK$1,232/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,478/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,187
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,755
−HK$577/mo
Today · 4.125%
HK$22,332
baseline
▲ 0.50% · 4.625%
HK$23,509
+HK$1,177/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$44,664/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,504 · Scale 2, in force from 26 Feb 2026)