LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,809
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,101
−HK$3,343/mo
Today · 4.125%
HK$112,444
baseline
▲ 0.50% · 4.625%
HK$119,286
+HK$6,842/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$224,888/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,712
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,869
−HK$3,202/mo
Today · 4.125%
HK$124,071
baseline
▲ 0.50% · 4.625%
HK$130,611
+HK$6,540/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$248,142/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,971
−HK$7,962/mo
▼ 0.25% · 3.875%
HK$130,921
−HK$4,012/mo
Today · 4.125%
HK$134,933
baseline
▲ 0.50% · 4.625%
HK$143,144
+HK$8,211/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$269,866/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,254
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$145,042
−HK$3,844/mo
Today · 4.125%
HK$148,886
baseline
▲ 0.50% · 4.625%
HK$156,734
+HK$7,848/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$297,772/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,133
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,741
−HK$4,681/mo
Today · 4.125%
HK$157,422
baseline
▲ 0.50% · 4.625%
HK$167,001
+HK$9,579/mo
Deposit HK$13.92M · loan HK$32.48M · min. income ≈ HK$314,844/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,796
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$169,216
−HK$4,484/mo
Today · 4.125%
HK$173,700
baseline
▲ 0.50% · 4.625%
HK$182,856
+HK$9,156/mo
Deposit HK$13.92M · loan HK$32.48M · min. income ≈ HK$347,400/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,457
−HK$11,943/mo
▼ 0.25% · 3.875%
HK$196,381
−HK$6,019/mo
Today · 4.125%
HK$202,400
baseline
▲ 0.50% · 4.625%
HK$214,716
+HK$12,316/mo
Deposit HK$4.64M · loan HK$41.76M · min. income ≈ HK$404,800/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,881
−HK$11,447/mo
▼ 0.25% · 3.875%
HK$217,564
−HK$5,764/mo
Today · 4.125%
HK$223,328
baseline
▲ 0.50% · 4.625%
HK$235,100
+HK$11,772/mo
Deposit HK$4.64M · loan HK$41.76M · min. income ≈ HK$446,656/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,101 · Scale 2, in force from 26 Feb 2026)