LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,581
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,910
−HK$335/mo
Today · 4.125%
HK$11,245
baseline
▲ 0.50% · 4.625%
HK$11,929
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,490/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,771
−HK$636/mo
▼ 0.25% · 3.875%
HK$12,087
−HK$320/mo
Today · 4.125%
HK$12,407
baseline
▲ 0.50% · 4.625%
HK$13,061
+HK$654/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,814/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,697
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,092
−HK$401/mo
Today · 4.125%
HK$13,493
baseline
▲ 0.50% · 4.625%
HK$14,315
+HK$822/mo
Deposit HK$1.86M · loan HK$2.78M · min. income ≈ HK$26,986/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,126
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,504
−HK$385/mo
Today · 4.125%
HK$14,889
baseline
▲ 0.50% · 4.625%
HK$15,674
+HK$785/mo
Deposit HK$1.86M · loan HK$2.78M · min. income ≈ HK$29,778/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,813
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,274
−HK$468/mo
Today · 4.125%
HK$15,742
baseline
▲ 0.50% · 4.625%
HK$16,700
+HK$958/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,484/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,480
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,922
−HK$448/mo
Today · 4.125%
HK$17,370
baseline
▲ 0.50% · 4.625%
HK$18,286
+HK$916/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,740/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,046
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,638
−HK$602/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,472
+HK$1,232/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,757
−HK$576/mo
Today · 4.125%
HK$22,333
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,177/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$44,666/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,529 · Scale 2, in force from 26 Feb 2026)