LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,821
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,112
−HK$3,345/mo
Today · 4.125%
HK$112,457
baseline
▲ 0.50% · 4.625%
HK$119,299
+HK$6,842/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$224,914/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,724
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,882
−HK$3,203/mo
Today · 4.125%
HK$124,085
baseline
▲ 0.50% · 4.625%
HK$130,625
+HK$6,540/mo
Deposit HK$23.20M · loan HK$23.20M · min. income ≈ HK$248,170/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,985
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$130,935
−HK$4,013/mo
Today · 4.125%
HK$134,948
baseline
▲ 0.50% · 4.625%
HK$143,159
+HK$8,211/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$269,896/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,269
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,058
−HK$3,844/mo
Today · 4.125%
HK$148,902
baseline
▲ 0.50% · 4.625%
HK$156,750
+HK$7,848/mo
Deposit HK$18.56M · loan HK$27.84M · min. income ≈ HK$297,804/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,149
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$152,757
−HK$4,682/mo
Today · 4.125%
HK$157,439
baseline
▲ 0.50% · 4.625%
HK$167,019
+HK$9,580/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$314,878/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,814
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$169,234
−HK$4,485/mo
Today · 4.125%
HK$173,719
baseline
▲ 0.50% · 4.625%
HK$182,876
+HK$9,157/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$347,438/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,477
−HK$11,945/mo
▼ 0.25% · 3.875%
HK$196,402
−HK$6,020/mo
Today · 4.125%
HK$202,422
baseline
▲ 0.50% · 4.625%
HK$214,739
+HK$12,317/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$404,844/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,904
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$217,587
−HK$5,766/mo
Today · 4.125%
HK$223,353
baseline
▲ 0.50% · 4.625%
HK$235,126
+HK$11,773/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$446,706/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,313 · Scale 2, in force from 26 Feb 2026)