LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,840
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$109,132
−HK$3,345/mo
Today · 4.125%
HK$112,477
baseline
▲ 0.50% · 4.625%
HK$119,321
+HK$6,844/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$224,954/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,745
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$120,903
−HK$3,204/mo
Today · 4.125%
HK$124,107
baseline
▲ 0.50% · 4.625%
HK$130,649
+HK$6,542/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$248,214/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,007
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,958
−HK$4,014/mo
Today · 4.125%
HK$134,972
baseline
▲ 0.50% · 4.625%
HK$143,185
+HK$8,213/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$269,944/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,295
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,084
−HK$3,844/mo
Today · 4.125%
HK$148,928
baseline
▲ 0.50% · 4.625%
HK$156,778
+HK$7,850/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$297,856/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,175
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$152,784
−HK$4,683/mo
Today · 4.125%
HK$157,467
baseline
▲ 0.50% · 4.625%
HK$167,049
+HK$9,582/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$314,934/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,844
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$169,265
−HK$4,485/mo
Today · 4.125%
HK$173,750
baseline
▲ 0.50% · 4.625%
HK$182,908
+HK$9,158/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$347,500/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,511
−HK$11,947/mo
▼ 0.25% · 3.875%
HK$196,437
−HK$6,021/mo
Today · 4.125%
HK$202,458
baseline
▲ 0.50% · 4.625%
HK$214,777
+HK$12,319/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$404,916/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,942
−HK$11,450/mo
▼ 0.25% · 3.875%
HK$217,626
−HK$5,766/mo
Today · 4.125%
HK$223,392
baseline
▲ 0.50% · 4.625%
HK$235,168
+HK$11,776/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$446,784/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,665 · Scale 2, in force from 26 Feb 2026)