LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,841
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,134
−HK$3,345/mo
Today · 4.125%
HK$112,479
baseline
▲ 0.50% · 4.625%
HK$119,323
+HK$6,844/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$224,958/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,748
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,906
−HK$3,203/mo
Today · 4.125%
HK$124,109
baseline
▲ 0.50% · 4.625%
HK$130,651
+HK$6,542/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$248,218/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,010
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$130,961
−HK$4,013/mo
Today · 4.125%
HK$134,974
baseline
▲ 0.50% · 4.625%
HK$143,187
+HK$8,213/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$269,948/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,297
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,087
−HK$3,844/mo
Today · 4.125%
HK$148,931
baseline
▲ 0.50% · 4.625%
HK$156,781
+HK$7,850/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$297,862/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,178
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$152,787
−HK$4,683/mo
Today · 4.125%
HK$157,470
baseline
▲ 0.50% · 4.625%
HK$167,052
+HK$9,582/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$314,940/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,847
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$169,268
−HK$4,485/mo
Today · 4.125%
HK$173,753
baseline
▲ 0.50% · 4.625%
HK$182,912
+HK$9,159/mo
Deposit HK$13.92M · loan HK$32.49M · min. income ≈ HK$347,506/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,515
−HK$11,947/mo
▼ 0.25% · 3.875%
HK$196,441
−HK$6,021/mo
Today · 4.125%
HK$202,462
baseline
▲ 0.50% · 4.625%
HK$214,781
+HK$12,319/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$404,924/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,946
−HK$11,450/mo
▼ 0.25% · 3.875%
HK$217,630
−HK$5,766/mo
Today · 4.125%
HK$223,396
baseline
▲ 0.50% · 4.625%
HK$235,172
+HK$11,776/mo
Deposit HK$4.64M · loan HK$41.77M · min. income ≈ HK$446,792/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$1,972,701 · Scale 2, in force from 26 Feb 2026)