LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,852
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,145
−HK$3,345/mo
Today · 4.125%
HK$112,490
baseline
▲ 0.50% · 4.625%
HK$119,335
+HK$6,845/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$224,980/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,759
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$120,918
−HK$3,204/mo
Today · 4.125%
HK$124,122
baseline
▲ 0.50% · 4.625%
HK$130,664
+HK$6,542/mo
Deposit HK$23.21M · loan HK$23.21M · min. income ≈ HK$248,244/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,023
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,974
−HK$4,014/mo
Today · 4.125%
HK$134,988
baseline
▲ 0.50% · 4.625%
HK$143,202
+HK$8,214/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$269,976/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,311
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,101
−HK$3,845/mo
Today · 4.125%
HK$148,946
baseline
▲ 0.50% · 4.625%
HK$156,797
+HK$7,851/mo
Deposit HK$18.57M · loan HK$27.85M · min. income ≈ HK$297,892/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,193
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$152,803
−HK$4,683/mo
Today · 4.125%
HK$157,486
baseline
▲ 0.50% · 4.625%
HK$167,069
+HK$9,583/mo
Deposit HK$13.93M · loan HK$32.49M · min. income ≈ HK$314,972/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,863
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$169,285
−HK$4,485/mo
Today · 4.125%
HK$173,770
baseline
▲ 0.50% · 4.625%
HK$182,930
+HK$9,160/mo
Deposit HK$13.93M · loan HK$32.49M · min. income ≈ HK$347,540/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,534
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$196,461
−HK$6,021/mo
Today · 4.125%
HK$202,482
baseline
▲ 0.50% · 4.625%
HK$214,803
+HK$12,321/mo
Deposit HK$4.64M · loan HK$41.78M · min. income ≈ HK$404,964/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,967
−HK$11,452/mo
▼ 0.25% · 3.875%
HK$217,652
−HK$5,767/mo
Today · 4.125%
HK$223,419
baseline
▲ 0.50% · 4.625%
HK$235,196
+HK$11,777/mo
Deposit HK$4.64M · loan HK$41.78M · min. income ≈ HK$446,838/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,972,900 · Scale 2, in force from 26 Feb 2026)