LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,588
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,917
−HK$335/mo
Today · 4.125%
HK$11,252
baseline
▲ 0.50% · 4.625%
HK$11,936
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,504/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,779
−HK$636/mo
▼ 0.25% · 3.875%
HK$12,095
−HK$320/mo
Today · 4.125%
HK$12,415
baseline
▲ 0.50% · 4.625%
HK$13,069
+HK$654/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,830/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,705
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,100
−HK$402/mo
Today · 4.125%
HK$13,502
baseline
▲ 0.50% · 4.625%
HK$14,323
+HK$821/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,004/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,134
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,513
−HK$385/mo
Today · 4.125%
HK$14,898
baseline
▲ 0.50% · 4.625%
HK$15,683
+HK$785/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,796/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,823
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,284
−HK$468/mo
Today · 4.125%
HK$15,752
baseline
▲ 0.50% · 4.625%
HK$16,711
+HK$959/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,504/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,490
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,932
−HK$449/mo
Today · 4.125%
HK$17,381
baseline
▲ 0.50% · 4.625%
HK$18,297
+HK$916/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,762/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,058
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,651
−HK$602/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,485
+HK$1,232/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,202
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,770
−HK$577/mo
Today · 4.125%
HK$22,347
baseline
▲ 0.50% · 4.625%
HK$23,525
+HK$1,178/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$44,694/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,820 · Scale 2, in force from 26 Feb 2026)