LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,894
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$109,188
−HK$3,347/mo
Today · 4.125%
HK$112,535
baseline
▲ 0.50% · 4.625%
HK$119,382
+HK$6,847/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$225,070/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,806
−HK$6,365/mo
▼ 0.25% · 3.875%
HK$120,966
−HK$3,205/mo
Today · 4.125%
HK$124,171
baseline
▲ 0.50% · 4.625%
HK$130,716
+HK$6,545/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$248,342/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,073
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$131,026
−HK$4,016/mo
Today · 4.125%
HK$135,042
baseline
▲ 0.50% · 4.625%
HK$143,259
+HK$8,217/mo
Deposit HK$18.58M · loan HK$27.86M · min. income ≈ HK$270,084/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,368
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$145,159
−HK$3,846/mo
Today · 4.125%
HK$149,005
baseline
▲ 0.50% · 4.625%
HK$156,860
+HK$7,855/mo
Deposit HK$18.58M · loan HK$27.86M · min. income ≈ HK$298,010/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,252
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$152,864
−HK$4,685/mo
Today · 4.125%
HK$157,549
baseline
▲ 0.50% · 4.625%
HK$167,135
+HK$9,586/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$315,098/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,929
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$169,352
−HK$4,488/mo
Today · 4.125%
HK$173,840
baseline
▲ 0.50% · 4.625%
HK$183,003
+HK$9,163/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$347,680/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,610
−HK$11,953/mo
▼ 0.25% · 3.875%
HK$196,539
−HK$6,024/mo
Today · 4.125%
HK$202,563
baseline
▲ 0.50% · 4.625%
HK$214,888
+HK$12,325/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$405,126/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,052
−HK$11,456/mo
▼ 0.25% · 3.875%
HK$217,739
−HK$5,769/mo
Today · 4.125%
HK$223,508
baseline
▲ 0.50% · 4.625%
HK$235,289
+HK$11,781/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$447,016/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,973,686 · Scale 2, in force from 26 Feb 2026)