LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,896
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$109,190
−HK$3,346/mo
Today · 4.125%
HK$112,536
baseline
▲ 0.50% · 4.625%
HK$119,384
+HK$6,848/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$225,072/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,808
−HK$6,365/mo
▼ 0.25% · 3.875%
HK$120,967
−HK$3,206/mo
Today · 4.125%
HK$124,173
baseline
▲ 0.50% · 4.625%
HK$130,718
+HK$6,545/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$248,346/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,075
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$131,028
−HK$4,015/mo
Today · 4.125%
HK$135,043
baseline
▲ 0.50% · 4.625%
HK$143,261
+HK$8,218/mo
Deposit HK$18.58M · loan HK$27.86M · min. income ≈ HK$270,086/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,369
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,161
−HK$3,846/mo
Today · 4.125%
HK$149,007
baseline
▲ 0.50% · 4.625%
HK$156,862
+HK$7,855/mo
Deposit HK$18.58M · loan HK$27.86M · min. income ≈ HK$298,014/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,254
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$152,865
−HK$4,686/mo
Today · 4.125%
HK$157,551
baseline
▲ 0.50% · 4.625%
HK$167,137
+HK$9,586/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$315,102/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,931
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$169,354
−HK$4,488/mo
Today · 4.125%
HK$173,842
baseline
▲ 0.50% · 4.625%
HK$183,005
+HK$9,163/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$347,684/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,612
−HK$11,953/mo
▼ 0.25% · 3.875%
HK$196,541
−HK$6,024/mo
Today · 4.125%
HK$202,565
baseline
▲ 0.50% · 4.625%
HK$214,891
+HK$12,326/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$405,130/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,054
−HK$11,457/mo
▼ 0.25% · 3.875%
HK$217,741
−HK$5,770/mo
Today · 4.125%
HK$223,511
baseline
▲ 0.50% · 4.625%
HK$235,292
+HK$11,781/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$447,022/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,973,710 · Scale 2, in force from 26 Feb 2026)