LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,590
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,919
−HK$335/mo
Today · 4.125%
HK$11,254
baseline
▲ 0.50% · 4.625%
HK$11,938
+HK$684/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,508/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,781
−HK$636/mo
▼ 0.25% · 3.875%
HK$12,097
−HK$320/mo
Today · 4.125%
HK$12,417
baseline
▲ 0.50% · 4.625%
HK$13,072
+HK$655/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,834/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,708
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,103
−HK$401/mo
Today · 4.125%
HK$13,504
baseline
▲ 0.50% · 4.625%
HK$14,326
+HK$822/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,008/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,137
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,516
−HK$385/mo
Today · 4.125%
HK$14,901
baseline
▲ 0.50% · 4.625%
HK$15,686
+HK$785/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,802/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,826
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,287
−HK$468/mo
Today · 4.125%
HK$15,755
baseline
▲ 0.50% · 4.625%
HK$16,714
+HK$959/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,510/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,493
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,936
−HK$448/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,301
+HK$917/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,061
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,654
−HK$603/mo
Today · 4.125%
HK$20,257
baseline
▲ 0.50% · 4.625%
HK$21,489
+HK$1,232/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,514/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,206
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$577/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,178/mo
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,907 · Scale 2, in force from 26 Feb 2026)