LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,912
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$109,206
−HK$3,347/mo
Today · 4.125%
HK$112,553
baseline
▲ 0.50% · 4.625%
HK$119,402
+HK$6,849/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$225,106/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,826
−HK$6,365/mo
▼ 0.25% · 3.875%
HK$120,986
−HK$3,205/mo
Today · 4.125%
HK$124,191
baseline
▲ 0.50% · 4.625%
HK$130,738
+HK$6,547/mo
Deposit HK$23.22M · loan HK$23.22M · min. income ≈ HK$248,382/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,094
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,047
−HK$4,017/mo
Today · 4.125%
HK$135,064
baseline
▲ 0.50% · 4.625%
HK$143,282
+HK$8,218/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$270,128/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,391
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,183
−HK$3,847/mo
Today · 4.125%
HK$149,030
baseline
▲ 0.50% · 4.625%
HK$156,885
+HK$7,855/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$298,060/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,276
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,889
−HK$4,686/mo
Today · 4.125%
HK$157,575
baseline
▲ 0.50% · 4.625%
HK$167,163
+HK$9,588/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$315,150/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,956
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$169,380
−HK$4,488/mo
Today · 4.125%
HK$173,868
baseline
▲ 0.50% · 4.625%
HK$183,033
+HK$9,165/mo
Deposit HK$13.93M · loan HK$32.51M · min. income ≈ HK$347,736/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,641
−HK$11,955/mo
▼ 0.25% · 3.875%
HK$196,571
−HK$6,025/mo
Today · 4.125%
HK$202,596
baseline
▲ 0.50% · 4.625%
HK$214,923
+HK$12,327/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$405,192/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,086
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$217,774
−HK$5,771/mo
Today · 4.125%
HK$223,545
baseline
▲ 0.50% · 4.625%
HK$235,328
+HK$11,783/mo
Deposit HK$4.64M · loan HK$41.80M · min. income ≈ HK$447,090/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,009 · Scale 2, in force from 26 Feb 2026)