LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,921
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,216
−HK$3,348/mo
Today · 4.125%
HK$112,564
baseline
▲ 0.50% · 4.625%
HK$119,413
+HK$6,849/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$225,128/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,837
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$120,997
−HK$3,206/mo
Today · 4.125%
HK$124,203
baseline
▲ 0.50% · 4.625%
HK$130,750
+HK$6,547/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$248,406/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,106
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,059
−HK$4,017/mo
Today · 4.125%
HK$135,076
baseline
▲ 0.50% · 4.625%
HK$143,295
+HK$8,219/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$270,152/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,404
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,196
−HK$3,847/mo
Today · 4.125%
HK$149,043
baseline
▲ 0.50% · 4.625%
HK$156,900
+HK$7,857/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$298,086/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,290
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,903
−HK$4,686/mo
Today · 4.125%
HK$157,589
baseline
▲ 0.50% · 4.625%
HK$167,178
+HK$9,589/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$315,178/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,971
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,396
−HK$4,488/mo
Today · 4.125%
HK$173,884
baseline
▲ 0.50% · 4.625%
HK$183,050
+HK$9,166/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$347,768/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,659
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$196,589
−HK$6,026/mo
Today · 4.125%
HK$202,615
baseline
▲ 0.50% · 4.625%
HK$214,943
+HK$12,328/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$405,230/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,106
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$217,794
−HK$5,771/mo
Today · 4.125%
HK$223,565
baseline
▲ 0.50% · 4.625%
HK$235,350
+HK$11,785/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$447,130/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,191 · Scale 2, in force from 26 Feb 2026)